By: Ms. Wakame

Ms. Wakame — Wed, 03 Oct 2007 21:32:47 +0000

I know quite a few pretty savvy people who switch credit cards just before the intro period is over and have never paid interest. It’s not like we’re just sitting ducks with no options. We choose to be lazy and pay the interest. There is almost always a choice on who to sign up with, whether you’ll sign up with a card that charges yearly fees AND whether or not its worth your while switching. All cards bank on our laziness to hit us with the high APR. But there are always 0{a9f0d31f6175b3e4775e11a66c07db268fb74408d6095f6b46eeec420c0e9f62}APR offers available to switch over to, usually for at least 6 months, and if youre in the market to keep switching like me its probably a good idea to keep your eyes peeled on the mailbox for the next good offer.

6 months is a sweet long time period for me with a benefit definitely worth spending 15 minutes of my time over to switch. All it takes is one Google Calendar reminder ;@}

By: nathan

nathan — Wed, 03 Oct 2007 21:17:38 +0000

Bullshit, “offers can provide many benefits” – these offers usually tout low or 0{a9f0d31f6175b3e4775e11a66c07db268fb74408d6095f6b46eeec420c0e9f62} APRs for an introductory period, and then blast you with 19{a9f0d31f6175b3e4775e11a66c07db268fb74408d6095f6b46eeec420c0e9f62} or more later on.

I’ve signed up for this before but still get the occasional straggler…. I signed up again, let’s see if it results in more or less trash.

Comments on: Stop receiving “prescreened” or “prequalified” credit offers

By: Ms. Wakame

By: nathan