{"id":3685,"date":"2007-10-02T12:14:45","date_gmt":"2007-10-02T16:14:45","guid":{"rendered":"http:\/\/www.yummy-wakame.com\/archives\/2007\/10\/02\/3685"},"modified":"2007-10-02T12:14:45","modified_gmt":"2007-10-02T16:14:45","slug":"stop-receiving-prescreened-or-prequalified-credit-offers","status":"publish","type":"post","link":"https:\/\/yummy-wakame.com\/weblog\/2007\/10\/stop-receiving-prescreened-or-prequalified-credit-offers\/","title":{"rendered":"Stop receiving &#8220;prescreened&#8221; or &#8220;prequalified&#8221; credit offers"},"content":{"rendered":"<p><strong>Opt out at <a href=\"http:\/\/www.optoutprescreen.com\" rel=\"external\">www.optoutprescreen.com<\/a><\/strong><br \/>\nThe <a href=\"http:\/\/www.ftc.gov\/bcp\/conline\/pubs\/credit\/prescreen.shtm\" rel=\"external\">Federal Trade Commission<\/a> explains how it works.<\/p>\n<blockquote><p>Some people prefer not to receive these kinds of offers in the mail, especially if they are not in the market for a new credit card or insurance policy. They may prefer to opt out to limit access to their credit report information for credit and insurance solicitations, or to reduce some mailbox \u00e2\u20ac\u0153clutter.\u00e2\u20ac\u009d However, some companies send offers that are not based on prescreening, and your federal opt-out right will not stop those kinds of solicitations.<\/p>\n<p>As you consider opting out, you should know that prescreened offers can provide many benefits, especially if you are in the market for a credit card or insurance. Prescreened offers can help you learn about what&#8217;s available, compare costs, and find the best product for your needs. Because you are pre-selected to receive the offer, you can be turned down only under limited circumstances. <strong>The terms of prescreened offers also may be more favorable than those that are available to the general public.<\/strong> In fact, some credit card or insurance products may be available only through prescreened offers.<\/p><\/blockquote>\n","protected":false},"excerpt":{"rendered":"<p>Opt out at www.optoutprescreen.com The Federal Trade Commission explains how it works. Some people prefer not to receive these kinds of offers in the mail, especially if they are not in the market for a new credit card or insurance policy. They may prefer to opt out to limit access to their credit report information [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[212,213],"tags":[],"class_list":["post-3685","post","type-post","status-publish","format-standard","hentry","category-blogalog","category-food-for-thought"],"_links":{"self":[{"href":"https:\/\/yummy-wakame.com\/weblog\/wp-json\/wp\/v2\/posts\/3685","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/yummy-wakame.com\/weblog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/yummy-wakame.com\/weblog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/yummy-wakame.com\/weblog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/yummy-wakame.com\/weblog\/wp-json\/wp\/v2\/comments?post=3685"}],"version-history":[{"count":0,"href":"https:\/\/yummy-wakame.com\/weblog\/wp-json\/wp\/v2\/posts\/3685\/revisions"}],"wp:attachment":[{"href":"https:\/\/yummy-wakame.com\/weblog\/wp-json\/wp\/v2\/media?parent=3685"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/yummy-wakame.com\/weblog\/wp-json\/wp\/v2\/categories?post=3685"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/yummy-wakame.com\/weblog\/wp-json\/wp\/v2\/tags?post=3685"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}